NORTHWEST REGIONAL HOUSING PROGRAM

Eligibility
To qualify for the program, a household must meet the
income limits established by the U.S. Department of
Housing & Urban Development.
2022 HOUSEHOLD INCOME LIMITS
Ashland, Bayfield, Burnett,
Iron, Price, Rusk, Sawyer,
Taylor, & Washburn Counties ………….. Douglas County
$45,000 …………………….. 1 Person ………………………… $47,800
$51,400 …………………….. 2 Persons ………………………. $54,600
$57,850 …………………….. 3 Persons ………………………. $61,450
$64,250 …………………….4 Persons ………………………. $68,250
$69,400 ……………………. 5 Persons ………………………. $73,750
$74,550 …………………….. 6 Persons ………………………. $79,200
$79,700 …………………….. 7 Persons ………………………. $84,650
$84,850 ……………………. 8 Persons ………………………. $90,100

Total household income shall include all income sources from all members of the household who are at least 18 years of age (except full-time students under 22 years of age). Household size includes all full-time household members, foster children, and other minor children who reside in the household for more than 50 percent of the year.
*Residents of the City of Superior are ineligible for this particular program, but are eligible for other programs we have available. Please contact us for more info!

(Contact info below)
Housing Activities
The Housing Program benefits Low– and Moderate-Income (LMI) households needing to make home
improvements or wishing to purchase a home. Northwest Regional Planning Commission administers
the Regional Ten-County Housing Program.
OWNER-OCCUPIED REHABILITATION
The program will provide rehabilitation assistance to LMI owner-
occupied housing units. Financial assistance to eligible owner-occupied
households will be in the form of a zero percent interest, deferred
payment loan, secured by a mortgage until the unit ceases to be the
borrower’s principal place of residence. The property must be titled in
the owner’s name, taxes must be current, and the property must be
insured against direct loss or damage. Homes under life estates and land
contracts are eligible.
RENTER-OCCUPIED REHABILITATION
The program may provide funds for the rehabilitation of LMI renter-occupied units with zero to three
percent interest, installment loans over ten years.
HOMEBUYER ASSISTANCE
The program will provide assistance to eligible households that are renting and
seeking assistance to purchase a home. The Homebuyer Opportunity Program will
provide closing costs and up to 50 percent of the down payment to eligible clients.
Eligible closing costs include loan origination fees, loan discount points, appraisal
costs, credit report, title search and preparation charges, transfer fees, and
recording costs. Terms for financing are the same as owner-occupied
rehabilitation.
HANDICAPPED ACCESSIBILITY
Funds may be used for accessibility modifications to a dwelling unit occupied by an
LMI person who is physically handicapped. Typical modifications include ramps,
grab bars, accessible shower stalls, wider doorways and hallways, and the installation
of door handles, in place of doorknobs.

Kimberly Gifford – Housing Development Specialist
Ashtin Gronning – Housing Specialist
Northwest Regional Planning Commission
1400 S River Street
Spooner WI 54801
Phone: 715-635-2197 | Fax: 715-635-7262
kgifford@nwrpc.com | agronning@nwrpc.com